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            <text>LIST OF PUBLICATION&#13;
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Dignostik faktor mempengaruhi prestasi golongan asnaf dalam menjalankan perniagaan di kedah: berjaya atau gagal?. Proceeding on zakat, waqf, tax and economic development 2019. 1(1), 1 - 18, (2019).&#13;
&#13;
Dynamic panel model of dividend policies: malaysian perspective . Contemporary economics . 13(3), 239 - 252, (2019).&#13;
&#13;
The effect of financial leverage on the islamic banks’ performance in the gulf cooperation council (gcc) countries . International journal of financial research,. 11(1), 13 - 24, (2020).&#13;
&#13;
The impact of bank specific factors on impaired financing: comparative analysis between islamic and conventional banks in malaysia. Journal of humanities, language, culture and business (hlcb). 3(12), 92 - 104, (2019).&#13;
&#13;
Assessing banks’ service quality and customer satisfaction: an analytical framework. Journal of social sciences research. 6(Special issue), 576 - 582, (2018).</text>
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LIST OF RESEARCH&#13;
&#13;
Projek memandirkan anak-anak asnaf melalui aplikasi model mlc (2019), Member, Kementerian/agensi lain&#13;
&#13;
Enterprise risk management practices (banking) (2019), Leader, Industri&#13;
&#13;
Liquidity risk and cost efficiency of islamic banks in oic countries with mediating effectsof profit and loss contract and profitability (2018), Member, Antarabangsa</text>
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            <text>Islamic Business&#13;
UUM College of Business</text>
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            <text>nor.hayati@uum.edu.my</text>
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              <text>CV - Prof. Dr. Nor Hayati binti Ahmad</text>
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              <text>2020-01-19</text>
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