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        <name>Bibliography</name>
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            <text>LIST 5 LATEST OF PUBLICATION&#13;
&#13;
Does defence expenditure crowd out human capital expenditure? an empirical investigation in south asia. International journal of advanced science and technology . 28(1), 294 - 305, (2019).&#13;
&#13;
Reducing poverty through the implementation of minimum wage. Test engineering and management. 83(0), 3788 - 3801, (2020).&#13;
&#13;
Peer effects, financial decisions, and industry concentration: a review. Seisense journal of management. 2(2), 13 - 21, (2019).&#13;
&#13;
Hedonic analysis of the impact flood events on residential property values in malaysia: a study of malaysian willingness to pay. Malaysian journal of economic studies. 56(1), 63 - 84, (2019).&#13;
&#13;
Efficiency of real estate firms in malaysia and its correlates. International journal of supply chain management. 8(1), 982 - 988, (2019).&#13;
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            <text>LIST 5 LATEST OF RESEARCH&#13;
&#13;
Modelling the effect of carbon dioxide (co2) emissions on economic efficiency in malaysia (2019), Member, Kpt&#13;
&#13;
Modelling the effect of energy productivity on country's economic efficiency and competitiveness (2019), Leader, Kpt&#13;
&#13;
Evaluating the impact of uum on local businesses (2017), Member, Universiti&#13;
&#13;
Flood and properties values in malaysia (2015), Leader, Universiti&#13;
&#13;
Flood disaster, economic growth and inflation (2015), Leader, Universiti&#13;
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            <text>Othman Yeop Abdullah Graduate School of Business</text>
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          <elementText elementTextId="60317">
            <text>04-9287131</text>
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            <text>zaini500@uum.edu.my&#13;
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              <text>CV - Prof. Dr. Mohd Zaini B Abd Karim</text>
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              <text>Prof. Dr. Mohd Zaini B Abd Karim</text>
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            <elementText elementTextId="60310">
              <text>Portal UUM</text>
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          <name>Date</name>
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              <text>2020-04-19</text>
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