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            <text>Dato’ Dr. Mohamad Zabidi Ahmad</text>
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            <text>Prof. Dr. Hassan Abu Bakar</text>
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            <text>Prof. Ts. Dr. Norazah Mohd Suki</text>
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            <text>Dr. Arfan Shahzad </text>
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              <text>OYAGSB Monthly Discourse: An Alternative Investment in Islamic Finance</text>
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              <text>UUM Email</text>
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